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REFERENCES
Our relationship with Guaranty Financial, Bill Bagley and Bob Lewis has existed for over 10 years. During that time we financed over sixty million dollars in permanent loans.
We have confidence they are able to obtain the best financing available; and, because of their professional experience and concern for our best interest, we have always felt comfortable with the transactions closed with Guaranty Financial.
Their honesty, integrity and ethics can never be questioned, and I would not hesitate to recommend them to anyone needing real estate financing.
Otis J. Scarborough, President
Woodruff Holding Company--------------------------------------------------------------------------------
Our firm has dealt with Guaranty Financial and William Bagley for the last 20 years, and I have purchased over one hundred million dollars of multifamily complexes during this time utilizing Guaranty Financial.
We have found Bill Bagley and his firm to be totally supportive, enabling us to get the best financing possible at the best available rates. His support was not only limited to the financing, but included help in all other areas, such as legal, municipal taxes, accurate estimates of earnings and other areas of his expertise.
We have never considered anyone else, since we consider our success in part has been obtained by our allegiance to our associate, Bill Bagley.
I would certainly recommend him to anyone who is interested in successful real estate financing.
Norman Melnick, President
N. Melnick Associates, Inc.
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We recently refinanced one of our multifamily properties with Guaranty Financial. The competency and professionalism of Mike Kent, Bill Bagley and Bob Lewis was exceptional. We were very confident that the financing terms and conditions were in our best interest and were very favorable in this market.
The honesty and integrity of all of the staff was beyond reproach and I would not hesitate to recommend them to anyone needing commercial real estate financing.
Robert A. Fisher, President
Crosswinds Development Corporation
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Healthmark organizations have experienced excellent relationships with Mr. Bill Bagley of Guaranty Financial, Inc. During the past six or seven years, Mr. Bagley of GFI, arranged financing for the Healthmark Regional Medical Center through the Federal Housing and Urban Development Program. This was a significant accomplishment in that it was the first such HUD loan to close in the southeast in 35 years.
In consideration of the outstanding performance for the aforementioned project, Mr. Bagley was later awarded another project and arranged the financing for a companion project which was the development of a medical arts office building. Healthmark Corporation and its subsidiaries will continue to use the services of Mr. Bagley and Guaranty Financial. One can be confident in their professional experience and knowledge of market conditions and be assured of their honesty, integrity and ethical behavior.
My transactions have always been handled in an excellent manner and Bill goes the extra mile to make sure you are comfortable with the process. I highly recommend Bill Bagley and Guaranty Financial, Inc.
James H. Thompson, PhD, LFACHE, Owner
Healthmark Inc., and Subsidiaries